Finance tips and training

Plan your budget

Stay on top of your finances while you're here. This handy planner will help you stick to your budget which means you can relax and have fun.

Weekly average student budget

Average expenditure Living in halls of residence Living in private rented accommodation
Rent £92 - £189* £70 - £115 *
Books  £13.50 £13.50
Clothes £10 £10
Food £25 £25
Entertainment £15 £15
Day to day travel £20 ** £20 **
Household bills - £15
Mobile phone  £6 £6

These figures are just a guideline, amounts will vary depending on your individual needs.

* Find out more about accommodation fees

** Remember travelling home can be expensive. We suggest that you set aside £175 for this each year - obviously this depends on where you live.

Money saving tips

Make your money go further with these money-saving tips:

  • Create a budget, knowing how much income you have is essential.
  • Look out for shops, services, restaurants and bars offering student discounts. Don’t get caught up in sales, spend on what is essential and put the rest into an emergency fund.
  • Buy own brand products - we have found most students can't actually tell the difference when tested.
  • Shop for food on a full stomach – that way you're less likely to impulse buy.
  • Buy second-hand text books online or from students in the year above.
  • Take advantage of buy one get one free offers in supermarkets. Bulk buying with friends will also save money.
  • Cut utility bills by getting advice on how to save energy. For useful tips, see the Energy Saving Trust
  • Try to cook more than one meal at a time, then freeze leftovers.
  • Only take out the amount of cash you've budgeted to spend on a night out.
  • Try to save some money each month for emergencies.

Financial education training with Blackbullion

Financial education made easy!

Blackbullion is dedicated to creating a future capable generation by empowering people to reach their full potential.

Student Funding and Financial Support have teamed up with Blackbullion to help enhance financial education for all University of Hertfordshire students. Just like us, Blackbullion are passionate about inspiring a finance-savvy revolution by making it easier than ever before for students to learn about money management and boost their employability through a range of easy to follow, useful training programs and related services.

We’ve invested in a tool for you to learn the right financial skills to help you make the right financial decisions for your future.

Blackbullion is free to all University of Hertfordshire students!

How do I sign up?

  1. Go to
  2. Click Register
  3. Select 'a University Student' from the drop down menu
  4. Enter the required details and Begin your journey
  5. Select Hertfordshire as your university
  6. Enter your Student ID number
  7. You're in!

Any questions?

Contact our Student Centre for more advice on fees and funding.

Phone: +44 (0)1707 284800