The US Loan Eligibility Questionnaire is set by the school but may be adjusted by the student to reflect your specific needs but keeping within the parameters set by the school. You may borrow up to the Cost of Attendance and no more.

  • 2 types of loans are available to you, Federal Direct loans, and private loans.
  • Students should only use the Cost of Attendance spreadsheet for the academic year in which they are registered.
  • Applications for each new academic cycle can be submitted from June 26 2017.
  • The University of Hertfordshire School code (OPE) is G10525.

Federal Direct Loan Lending

There is an entitlement to Subsidised (Undergraduates only) and Unsubsidised loans which have fixed limits depending on whether the student is dependent, independent or postgraduate. These may be topped up to the full cost of attendance with a PLUS loan which is not an entitlement, but is subject to credit checking and may be declined by the Department of Education. Please note that a PLUS loan is not available to Undergraduate Students.

Loan limits for…

Subsidised loan

Unsubsidised loan

All students

Dependent students

Independent students

Undergraduate year1




Undergraduate year 2




Undergraduate year 3





n/a n/a



Balance up to Cost of Attendance

The US Education Department charge an origination fee on all loans and this is deducted from each disbursement. The value of the fees and the disbursements are shown in the Cost of Attendance spreadsheet. For more detailed information regarding your loans please visit the student aid website.

Please Note - You are not eligible to study our UHOnline Courses if you are accessing federal funding.

Satisfactory Academic Progress (SAP)

University of Hertfordshire is required by US Department of Education Regulations to ensure that all students receiving Federal aid (subsidised, unsubsidised and PLUS) are making satisfactory academic progress. If you fail to meet SAP you will become ineligible for US Direct Loans.

Eligibility by course type

There are some programmes which are not eligible for US Federal Loan funding. These include Nursing, Foundation Courses, distance learning courses and study periods based in the US as part of your research degree (excluding a 1 year writing up period). This list is not exhaustive and subject to regulation change. You will be advised by the Student Finance team during the application process if your programme is ineligible.


Eligible students should first visit the GI Bill site and apply for benefits. You will then need to send us your Certificate of Eligibility. Only approved courses are eligible for financial aid through your GI Bill funding. Please contact us on USLoans@herts.ac.uk to see if your course is already approved.